Taxes
Retirement Planning
Retirement planning is one of the most neglected of one's financial planning. Retirement always seems to be in the very distant future - even if one is nearing the 60s! In fact, it should be the most important. Generally one starts earning around 20, stops earning at...
Art of being Strategically Stupid – 2
There are times in your life when you are overwhelmed by circumstances and your boss and colleagues seem out to get you. It is a good idea to act stupid at such times.
Art of being Strategically Stupid – 1
In life, there are several instances where one get overwhelmed with the task at hand. Colleagues and bosses wash their hands off and throw you to the wolves. Acting stupid at such times maybe a ‘strategic’ move!
Webinars
Webinars are a great way to learn things that are important to you. We have a series of Webinars, approximately an hour long which give you a great insight on the important things.
Does your Mediclaim policy have a nominee?
Does your Health Insurance have a nominee? Take out your policy now and check it out. I did not even know that one can have a nominee for the policy!
Pension Plans and the Better Alternative
I do not like pension plans. Simply because of the fact that the returns are low and they are taxed as per your normal income.
5 lacs as bank account insurance? – increase it to 20 lacs!
All your bank accounts are insured upto Rs.5 lacs by the Deposit Insurance and Credit Guarantee cover. Read how to enhance this cover to 20 lacs or even more!
Get proof of Heirship – avoid legal issues!
My friend's parents owned a flat in both their names. The father expired around 15 years back. The registered document is still in both their names. There is no will. Legally, 50% of the flat is owned by the mother but the 50% which belonged to the father is supposed...
Market Risks and Mutual Funds – 2
Risks are associated with any investment. It is necessary to educate the public about the various risk rather than putting a warning.
Markets risks and Mutual Funds
Mutual Funds ads always have a warning “Investments in Mutual Funds are subject to market risks”. Other than Mutual Funds only Cigarette or Alcohol have some sort of warning. So, people associate MF investment with cigarette smoking!
My First Flight
After passing out of college in 1981, I took my first flight to join my first ship at Hamburg, Germany. The experience at Frankfurt airport is amusing.
Goal based planning
Generally, the start of an investment is by a statement like "I have Rs.10,000, where should I invest?", "Which is the best Mutual Fund to invest in?", "Which share should I invest in for the long term?" Logically, before you make any investment at all, you should...
