by niranjan | Dec 22, 2017 | Basics, Finance
Ever since we start earning, we are continously told – You are spending too much, don’t spend. Save, save, save. Since ‘save, save, save’ is drilled into us, most of us are satisfied by just saving. We work very hard to earn money, but ignore educating ourselves about...
by niranjan | Nov 23, 2017 | Basics, Finance
Public Provident Fund (PPF) The PPF is a Small Savings account that can be opened at a Post Office or at some scheduled banks. In my opinion, this is one of the best ways to invest for the ‘debt’ portion of your investment portfolio. There are several advantages...
by niranjan | Sep 27, 2015 | Finance, Retirement
In the class on personal finance that I take, the typical student is in his early twenties and has just joined or is joining the work force. Whenever I talk about saving for retirement, most guys lose interest and literally switch off. They just do not understand why...
