by niranjan | Jun 7, 2018 | Testimonial
For quite some time now, I’ve had people call me up and ask for my opinion on this or that Mutual Fund. Many times, I’ve spent time with investors and patiently explained how and why they should invest in a particular fund or other investments. Though I have studied...
by niranjan | Dec 31, 2017 | Basics, Finance
One has to remember that every investment has risk. Risks in some investments are higher and it is lower in some. Fixed Income Investments are investments in FDs, Pension plans, Post Office schemes, Company FDs, etc. Generally, it is assumed that these investments...
by niranjan | Nov 30, 2017 | Basics, Finance
LIC currently has a ‘Jeevan Akshay’ pension plan which its brokers are really pushing hard. The mainstay of the sales pitch seems to be guaranteed 8.9% interest on your money for life. They further go on to say that in these times of low interest rates, a guaranteed...
by niranjan | Nov 17, 2015 | Finance, Real Estate
Sometime back, whilst corresponding with a batchmate of mine, I asked him if he had invested in real estate. He is one of those lucky ones who own ancestral property and did not need to buy a house to live in. His answer surprised me ‘I never had a need to...
by niranjan | Sep 27, 2015 | Finance, Retirement
In the class on personal finance that I take, the typical student is in his early twenties and has just joined or is joining the work force. Whenever I talk about saving for retirement, most guys lose interest and literally switch off. They just do not understand why...
