by niranjan | May 26, 2019 | Experiences, Finance
It has been years since I’ve been asking people to make a will. Invariably, nobody does. I have experience of dealing with the siblings when there is no will and it is traumatic. But then there are benefits of not making a will. Here goes: • You will truly know how...
by niranjan | May 19, 2019 | Finance, Scams
What is a Dangerous Investment? In my opinion, a dangerous investment is one which you have not done the complete research and something totally unexpected happens. Sometimes even if you have done thorough research but it was beyond your imagination. First, a...
by niranjan | Sep 9, 2018 | Finance, Retirement
Recently, a friend of mine sent over two messages that he had received from an LIC agent regarding a wonderful new Pension Plan that LIC has launched.Personally, I am against Pension Plans per se. They are terrible investments. I analysed this one. I am assuming that...
by niranjan | May 4, 2018 | Finance, Mutual Funds
In the last budget, the Finance Minister introduced a 10% Long Term Capital Gains tax on Shares and Mutual Funds, on gains above Rs. 1 lac. He also introduced a 10% tax – to be deducted at source – on Equity Mutual Fund dividends. This means that if you have opted for...
by niranjan | Apr 30, 2018 | Finance, Mutual Funds, Risk
Whenever we invest in anything, the most important factor to take into account is risk. Most people ignore it totally. How to figure out how risky a Mutual Fund is? ...
