by niranjan | Aug 5, 2020 | Webinars
We have several Webinars, on everyday matters, which will definitely add value to your life and to your financial knowledge and save you quite a bit of hassle. These are all paid webinars costing Rs.500 per webinar. Once you register, we will send you the link to make...
by niranjan | Jul 25, 2020 | Banking, Finance, Retirement
I do not like pension plans. Simply because of the fact that the returns are low and they are taxed as per your normal income. In your retirement, most of your income should be from capital gains. They are tax efficient. But Pension plans are sold very aggressively by...
by niranjan | Jul 2, 2020 | Finance, Mutual Funds, Risk
In my view, if you have money, there is a risk wherever you keep it. Where can you keep your money? Under your mattress – there is a risk of theft or not earning any return on that money. Inflation will eat into the value of the money. In the Post Office...
by niranjan | Jun 27, 2020 | Finance, Mutual Funds, Risk
Whenever you see an advertisement about Mutual Funds, there is a prominent disclaimer. “All mutual fund investments are subject to market risks”. Other than cigarette and alcohol ads in addition to the MF ads, no other advertisements carry any warnings. So, in a way,...
by niranjan | Nov 17, 2019 | Finance, Mutual Funds
I met a lady a few days back. She wanted some investment advice. Whilst talking to her, she told me of an incident when the markets were high and she thought of withdrawing some of her investments in Mutual Funds, but did not. A short while later, when she needed the...
