by niranjan | Mar 13, 2019 | Finance, Real Estate
In an apparent bid to give a boost to housing, the government recently reduced GST on unfinished flats from 8% to 5% for all flats and to 1% for the affordable housing segment. This move was advertised by the government as the one shove that is going to spur demand in...
by niranjan | Sep 9, 2018 | Finance, Retirement
Recently, a friend of mine sent over two messages that he had received from an LIC agent regarding a wonderful new Pension Plan that LIC has launched.Personally, I am against Pension Plans per se. They are terrible investments. I analysed this one. I am assuming that...
by niranjan | May 21, 2018 | Finance, Mutual Funds
When I talk about Mutual Funds, many times I get a response “Sir, I’ve been investing in Mutual Funds for 3 years now. I know about Mutual Funds.” Which Mutual Funds have you invested in? “Sir, mainly HDFC, but I also invest in ICICI Pru” Those are the AMCs, or...
by niranjan | May 4, 2018 | Finance, Mutual Funds
In the last budget, the Finance Minister introduced a 10% Long Term Capital Gains tax on Shares and Mutual Funds, on gains above Rs. 1 lac. He also introduced a 10% tax – to be deducted at source – on Equity Mutual Fund dividends. This means that if you have opted for...
by niranjan | Apr 30, 2018 | Finance, Mutual Funds, Risk
Whenever we invest in anything, the most important factor to take into account is risk. Most people ignore it totally. How to figure out how risky a Mutual Fund is? ...
