by niranjan | Apr 6, 2018 | Finance, Mutual Funds
Say, we, 36 Properties Pvt Ltd, have got permission and are allowed to issue bonds to the general public. We decide to issue bonds of a face value of Rs.100. What is the rate of interest that we should give on our bonds? Assuming SBI has an FD rate of 8% per year, I...
by niranjan | Mar 31, 2018 | Finance, Mutual Funds
Generally the pundits say that the portion invested in debt should be your age as a percent of the total invested amount. A 60 year old should have 60% of his total investments in debt – eg. fds, bonds or small savings. I do not agree with such ‘thumb rules’ and am of...
by niranjan | Mar 16, 2018 | Finance, Mutual Funds, Risk
Mutual Fund Types – Debt Before we go further and figure out how to select a mutual fund, I wanted to give an overview of the types of Mutual Funds. Basically, Mutual Funds could be divided into ‘Debt’ and ‘Equity’ It is generally felt that Debt funds are rather...
by niranjan | Oct 21, 2017 | Finance, Real Estate
Wish you a Happy Diwali and a Happy, Healthy and Prosperous New Year Just a short while ago, the government passed the Bankcruptcy Act. Now, the banks or the companies themselves can declare themselves bankrupt and seek the help of the courts to resolve the situation....