Select Page

Basics

Public Provident Fund – PPF

Public Provident Fund – PPF

Public Provident Fund (PPF)       The PPF is a Small Savings account that can be opened at a Post Office or at some scheduled banks. In my opinion, this is one of the best ways to invest for the ‘debt’ portion of your investment portfolio. There are several advantages...

Prepaying home loans

Prepaying home loans

There are two kinds of people. Those who think that the hip way to make money is to use OPM (other people’s money) and don’t lose sleep over it at all. Those who think that debt is the cause of all tensions and illnesses! (I am from this group) This writeup is for the...

Life Insurance – A primer

Life Insurance – A primer

Life Insurance – A primer In the recent past, quite a few of my friends emailed me some or the other insurance and investment combination policies asking for my opinion whether it makes sense to invest in them. Here are my views. • Keep investment and insurance...

A Sensex Anomaly – III

A Sensex Anomaly – III

Study the table above. The first 3 companies are part of the Sensex whilst the bottom 2 are in similar businesses but are not part of the Sensex. If we compare Glenmark to Lupin, their earnings per share (EPS) is almost same, however, the PE ratio of...

A Sensex Anomaly – II

A Sensex Anomaly – II

Market Capitalisation of a stock: It is (the total no. of shares in the market) x (the current price of the stock). In short, it is the amount of money one would require to buy all the shares of a particular company. So, the Market Cap of a company would increase if...

A Sensex Anomaly – I

A Sensex Anomaly – I

A few days back, I came across an interesting article regarding the BSE Sensex and investing. Thought I would share it but it will need some explanation. This will take at least 2 newsletters as certain technical terms will have to be explained to those not familiar...

The Danger of the Stop Loss

The Danger of the Stop Loss

For those who deal in the stock market, using a ‘Stop loss’ is a very common method to limit their losses. However, most people do not really understand how it woks in real life and do not realize that it could be very dangerous. For those who do not know, the ‘Stop...

Asset Allocation – 2

Asset Allocation – 2

This is a continuation of my last newsletter on ‘Asset Allocation’: Coming back to the ‘Buy Low, Sell High’ funda, I was wondering if there was an easy way which even lazy guys like me could follow to increase my profits. I came across one sometime back. It is amazing...

Asset Allocation – 1

Asset Allocation – 1

Almost every stock ‘guru’ worth his salt says “Buy low, sell high”. Seems to be a rather simple concept, doesn’t it? I used to be very impressed with emails saying “Our recommendation – stock xyz at Rs.20 and now after only 2 years it is 435!” I did invest on their...

Diversification

Diversification

Some years back, I was attending a seminar for ‘Financial Advisors’ – which basically was a training for Insurance Agents on how to sell. Got talking to a young lady there who was showing off her understanding of Financial matters and advised me “You should always...

Money Talk

Money Talk

Generally, the middle class, salaried folk do not talk about money to their kids – it is almost a taboo. In contrast, the businessmen always try to get their kids involved in their business. In fact, the builders whom we deal with ensure that their kids – as young as...

Want to improve your financial knowledge?

Join our mailing list to receive the latest news and updates from our team.

Would you like us to send messages on WhatsApp?

Do you want to invest through us?

We are grateful that you have subscribed to our mailing list!