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Prepaying home loans

Prepaying home loans

There are two kinds of people. Those who think that the hip way to make money is to use OPM (other people’s money) and don’t lose sleep over it at all. Those who think that debt is the cause of all tensions and illnesses! (I am from this group) This writeup is for the...
Home Loans and Interest Rates

Home Loans and Interest Rates

This is for those who have taken a home loan from HDFC. It may be applicable to loans from other institutions, but I’m not sure. If you have taken a loan a couple of years back, your interest rate should be around 10.45 – 11%. Now it has come down to around 9.85%. One...

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