by niranjan | Aug 15, 2015 | Credit Cards, Finance
It is a myth that if the complete amount is paid up at the end of the month and nothing is carried over, then we are using the credit card company’s money for a month or so, without interest. It seems that we spend about 47% more when we use a credit card as opposed...
by niranjan | Jul 26, 2015 | Credit Cards, Finance
Some days back, I was buying something and paid with my Platinum HSBC card and I went down memory lane. It was in the early 1980s that my parents decided to sell our 1RK flat at Worli for a then princely sum of Rs.25,000/- (by the way, it is now worth around 1.25cr)...
by niranjan | Apr 30, 2015 | Basics, Credit Cards, Finance
Generally, the middle class, salaried folk do not talk about money to their kids – it is almost a taboo. In contrast, the businessmen always try to get their kids involved in their business. In fact, the builders whom we deal with ensure that their kids – as young as...